보험증서 주요항목

Important items - parts 1~12

Chang Law Office 장우석 변호사 

문자/전화 Text/Tel: 781-315-6874

자동차 보험 coverage selections page 참조하실 부분

#1 injury liability to others Basic 20K/40K  Suggestion to have #5 optional insurance

#2 PIP                                                     Suggestion: no (0 zero) deductible

#3 uninsured

#4 damage liability to others

#5 optional to others                               Suggestion 100K/300K

#6 Med pay                                             Suggestion 5K or more

#7 Collision                                             

#9 Comprehensive                                  

#10 Rental                                               Check the type of vehicle you have now and would like to rent in case of an accident repair

  Example: $45 per day $1350 max

#11 tow                                                    Unless you have a separate towing service (like AAA), please consider this.

#12 underinsured                                    When the other’s coverage is not enough, extra coverage for you.




Personal Injury & Automobile accidents happen every day and everywhere in Massachusetts and New York while commuting or traveling as well as in other states of New England area. If you are looking for legal assistance in dealing with your claim against an insurance company or a person at fault, we can take care of you and your claim.

CHANG LAW OFFICE handles personal injury & automobile accident; insurance claims as one of the major practice areas to secure the injured client's legal rights. Most of all, you should get medical attention to your injury when you are involved in a personal injury or automobile accident. 

Then the claim is made only when the gross injury equals up to or more than $2,000 as we are in "no-fault" jurisdiction. From experience, if you were taken via ambulance to an emergency room at the scene or pain develops in a day or two from the date of the accident and you suffer from the accident and receive medical treatment, usually, this threshold test is satisfied.

Regardless of the seriousness of the injury either severe fracture or soft tissue injury, CHANG LAW OFFICE is always willing to assist those injured to settle the claim so long as the injured has the will to recover from the injury.